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If I am Not Disabled, but Lose My Job in a Coronavirus-Related Layoff, What Can I do to Keep my Medical, Life, and Disability Coverage?

By Mark Scherzer, Esq. (Law Office of Mark Scherzer) If you are facing a recent or imminent layoff because of the economic impact of the coronavirus (Covid-19) pandemic, you may be wondering whether it is possible to keep some or all of your existing company-sponsored employee benefits (such as your health plan, your group life Read More

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Can I Make a Disability Claim if My Job is Threatened by Coronavirus Layoffs?

By Mark Scherzer, Esq. (Law Office of Mark Scherzer) Have you been struggling to work despite a disabling condition that has adversely affected your ability to do your job?  Do you now fear that your job may be terminated due to an imminent Covid-19-related layoff or reduction in force?  If so, this may be an Read More

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What Will Happen to My Long Term Disability Benefits During the Coronavirus (Covid-19) Pandemic?

By A. Christopher Wieber, Esq. (Law Office of Mark Scherzer) Are you approved and receiving long term disability benefits?  Wondering what will happen to the payment of your benefits? Are you in the middle of a periodic monthly or annual claim update and concerned that you won’t be able to meet the insurance company’s deadline Read More

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Attorney Chris Wieber on Dorris, De Novo Review, and the Importance of Establishing All Elements of a Short or Long Term Disability Claim

By A. Christopher Wieber, Esq. (Law Office of Mark Scherzer) Dorris Reminder: Long-Term Disability Claimant Bears the Burden of Proof  The ERISA appeal process can be a legal minefield for the unwary claimant seeking to overturn the denial of short or long term disability benefits.  For example, a claimant may draft an appeal that focuses Read More

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Halo and Strict Enforcement of ERISA Health and Disability Benefit Claim Procedures

By A. Christopher Wieber, Esq. (Law Office of Mark Scherzer) In 2016, the Second Circuit Court of Appeals issued Halo v. Yale Health Plan, 819 F.3d 42 (2d Cir. 2016), a decision that has reinforced the important protections provided by ERISA’s full-and-fair-review procedural requirements.  ERISA’s regulations set forth rules regarding the timing and content of decision Read More

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Lay-Offs, Severance Packages and Long-Term Disability Claims: Compatible or Mutually Exclusive?

By A. Christopher Wieber, Esq. (Law Office of Mark Scherzer) What do you do if you’ve been struggling at work with a disabling medical or psychiatric condition, and your employer targets you for layoff/termination and presents you with a severance package that you must accept or decline within a very short time frame?  If you Read More

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Attorney Chris Wieber on New ERISA Disability Claim Procedure Regulations: Where We’re At, Where We’re Going

By A. Christopher Wieber, Esq. (Law Office of Mark Scherzer) In December, 2016, the Employee Benefits Security Administration (“EBSA”) adopted new, more protective procedural regulations governing the appeals of denied short and long-term disability claims governed by ERISA.  The original effective date of January 1, 2018, was delayed and the new disability claim procedures finally Read More

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Attorney Mark Scherzer On CIGNA Acquisition Of Express Scripts

Lawyer Mark Scherzer was recently quoted in Crain’s New York Business on CIGNA’s deal to acquire Express Scripts. Mr. Scherzer noted that such acquisitions may benefit insurance consumers and policyholders because when insurance companies acquire pharmacy benefit managers (PBMs), the PBMs become part of the regulated insurance industry and may themselves become more susceptible to Read More

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Law Office of Mark Scherzer Welcomes You to our Website!

This blog started in December, 2017.  Our attorneys’ prior legal blog posts regarding miscellaneous health insurance, life insurance, and long term disability issues can be found at the following links: Mark Scherzer —  Link:  health and disability law posts.  ( A. Christopher Wieber — Link:  disability law posts.  (

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